Cyber Insurance Online :: News
SHARE

Share this news item!

Top Crash Trends: Insights from AAMI Data

Top Crash Trends: Insights from AAMI Data

Top Crash Trends: Insights from AAMI Data?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Male drivers lead in the unfortunate statistics, being responsible for 54% of vehicle accidents according to an extensive analysis of 4.3 million claims in the AAMI Decade of Driving Report.

The Suncorp-owned insurer's study, covering a period from 2014 to the previous year, unveils some startling insights. Surprisingly, drivers aged 65 and above emerge as the primary offenders in crashes, making up 26% of total incidents, the most by any age group.

When it comes to timing, Fridays tops the list, making it the most accident-prone day, accounting for 16% of weekly crashes. In contrast, weekends are relatively safer. The dangerous hours fall between 1pm and 4pm, highlighting a critical window for caution.

Crash types also exhibit notable patterns. The infamous "nose-to-tail" collisions dominate, responsible for 26% of significant accidents. Following closely are situations where drivers fail to give way, accounting for 19%, and incidents involving parked cars at 17%.

Geographically, Plenty Road in Bundoora, a northeast suburb of Melbourne, is infamously notable for vehicular mishaps, making it Australia's modt notorious road in terms of crash frequency.

Leah James, AAMI’s motor claims manager, pointed out, “The top crash spots in each state and territory are notoriously known for accidents. They are mostly busy roads or key thoroughfares crossing industrial areas, educational hubs, shopping districts, or central business districts."

“In all states, except Tasmania, the leading hotspot has retained its hazardous reputation for more than half of the past decade,” she adds.

The study’s primary goal, according to James, is to elevate awareness and educate Australians on safe driving practices by identifying the most common times, places, and causes of crashes. “While we've seen myriad changes and technological advancements in vehicle design since the start of our Crash Index in 1994, the Decade of Driving Report unfortunately shows that our driving behaviors have not evolved significantly,” James concludes.

The data underscores the importance of continuous education and adaptation to modern-day driving challenges, amplifying the necessity for vigilance even with advanced vehicle technologies. By addressing the highlighted hotspots and times, drivers can potentially mitigate risks and enhance road safety.

For the complete findings, more details are available in the AAMI's decade-spanning investigation published in their Decade of Driving Report.

Published:Tuesday, 24th Sep 2024
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

Share this news item:

Insurance News

AFCA Criticises TAL for Unfair Termination of Income Protection Benefits
AFCA Criticises TAL for Unfair Termination of Income Protection Benefits
16 Nov 2025: Paige Estritori
The Australian Financial Complaints Authority (AFCA) has recently ruled against TAL, a prominent life insurer, for terminating a policyholder's income protection benefits without prior notice. This decision underscores the critical importance of procedural fairness in the management of insurance claims. - read more
Actuaries Institute Highlights Financial Strain of Mental Illness on Insurance Systems
Actuaries Institute Highlights Financial Strain of Mental Illness on Insurance Systems
16 Nov 2025: Paige Estritori
The Actuaries Institute has issued a call for immediate action to address the escalating financial strain that mental illness is placing on Australia's insurance and compensation systems. This appeal underscores the pressing need to ensure the sustainability of the nation's financial safety net in the face of increasing mental health-related claims. - read more
Fitch Ratings Anticipates Continued Premium Increases in Australian Insurance Sector
Fitch Ratings Anticipates Continued Premium Increases in Australian Insurance Sector
16 Nov 2025: Paige Estritori
Fitch Ratings has projected that Australian insurers will continue to implement premium increases, with gross written premiums expected to grow by mid to high single digits. This forecast is driven by the need to offset rising claims and increased allowances for natural hazards. - read more
Surge in Cyber Insurance Adoption Among Australian Businesses
Surge in Cyber Insurance Adoption Among Australian Businesses
16 Nov 2025: Paige Estritori
In the past year, BizCover, a leading small business insurance provider, has reported an almost 50% rise in sales of cyber liability insurance. This significant uptick underscores the escalating awareness and concern among Australian businesses regarding cyber threats. - read more
IAG and Ag Guard Forge Partnership to Elevate Crop Insurance for Australian Farmers
IAG and Ag Guard Forge Partnership to Elevate Crop Insurance for Australian Farmers
14 Nov 2025: Paige Estritori
In a significant development for Australia's agricultural sector, Insurance Australia Group (IAG) has announced a strategic partnership with Ag Guard, a specialist rural underwriting agency. This collaboration will see Ag Guard managing the underwriting for IAG-owned CGU and WFI's crop insurance portfolios starting June next year. - read more


Cyber Insurance Articles

The Essential Guide to Cyber Insurance for Australian Businesses
The Essential Guide to Cyber Insurance for Australian Businesses
Cyber insurance is a type of insurance designed to protect businesses from internet-based risks and, more generally, from risks relating to information technology infrastructure and activities. It covers losses related to data breaches, cyber extortion, and other kinds of cyber attacks. - read more
The Importance of Cyber Risk Management in Modern Business
The Importance of Cyber Risk Management in Modern Business
Cyber risk management involves identifying, assessing, and prioritizing potential risks to an organization's digital assets and implementing measures to mitigate these threats. - read more
Cyber Security Checklists: Keeping Your Small Business Safe
Cyber Security Checklists: Keeping Your Small Business Safe
In today's digital age, cyber security has become a critical aspect for small businesses in Australia. As more operations move online, the potential for cyber threats increases. Small businesses are particularly vulnerable, making it essential to understand and address these risks proactively. - read more
The Essential Guide to Cyber Insurance for Australian Small Businesses
The Essential Guide to Cyber Insurance for Australian Small Businesses
In the digital age, Australian small businesses find themselves navigating a world where online presence isn't just an advantage, it’s a necessity. With this increased online activity comes heightened vulnerability to cyber threats, making the protection of digital assets an urgent priority. - read more
Understanding the Importance of Cyber Insurance in the Digital Age
Understanding the Importance of Cyber Insurance in the Digital Age
As we dive deeper into the digital era, the topic of cyber security becomes increasingly critical. With businesses and individuals relying heavily on digital technologies, the threat of cyber attacks looms larger than ever. This introductory section aims to unpack the concept of cyber insurance as a tool to mitigate these risks. - read more


Your free Cyber insurance quote comparison starts here!
First Name:
Postcode:

Insurance quotes are provided free and without obligation by a specialist from our national broker referral network. See our privacy statement for more details.


Knowledgebase
Insurance Underwriter:
An insurance company, a financial institution that sells insurance.