Cyber Insurance Online :: News
SHARE

Share this news item!

Top Crash Trends: Insights from AAMI Data

Top Crash Trends: Insights from AAMI Data

Top Crash Trends: Insights from AAMI Data?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Male drivers lead in the unfortunate statistics, being responsible for 54% of vehicle accidents according to an extensive analysis of 4.3 million claims in the AAMI Decade of Driving Report.

The Suncorp-owned insurer's study, covering a period from 2014 to the previous year, unveils some startling insights. Surprisingly, drivers aged 65 and above emerge as the primary offenders in crashes, making up 26% of total incidents, the most by any age group.

When it comes to timing, Fridays tops the list, making it the most accident-prone day, accounting for 16% of weekly crashes. In contrast, weekends are relatively safer. The dangerous hours fall between 1pm and 4pm, highlighting a critical window for caution.

Crash types also exhibit notable patterns. The infamous "nose-to-tail" collisions dominate, responsible for 26% of significant accidents. Following closely are situations where drivers fail to give way, accounting for 19%, and incidents involving parked cars at 17%.

Geographically, Plenty Road in Bundoora, a northeast suburb of Melbourne, is infamously notable for vehicular mishaps, making it Australia's modt notorious road in terms of crash frequency.

Leah James, AAMI’s motor claims manager, pointed out, “The top crash spots in each state and territory are notoriously known for accidents. They are mostly busy roads or key thoroughfares crossing industrial areas, educational hubs, shopping districts, or central business districts."

“In all states, except Tasmania, the leading hotspot has retained its hazardous reputation for more than half of the past decade,” she adds.

The study’s primary goal, according to James, is to elevate awareness and educate Australians on safe driving practices by identifying the most common times, places, and causes of crashes. “While we've seen myriad changes and technological advancements in vehicle design since the start of our Crash Index in 1994, the Decade of Driving Report unfortunately shows that our driving behaviors have not evolved significantly,” James concludes.

The data underscores the importance of continuous education and adaptation to modern-day driving challenges, amplifying the necessity for vigilance even with advanced vehicle technologies. By addressing the highlighted hotspots and times, drivers can potentially mitigate risks and enhance road safety.

For the complete findings, more details are available in the AAMI's decade-spanning investigation published in their Decade of Driving Report.

Published:Tuesday, 24th Sep 2024
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Insurance News

HESTA Announces Significant Reduction in Insurance Fees and Enhanced Member Protections
HESTA Announces Significant Reduction in Insurance Fees and Enhanced Member Protections
13 May 2026: Paige Estritori
HESTA, a leading superannuation fund for health and community services professionals, has announced a comprehensive overhaul of its insurance offerings, set to take effect from 1 July 2026. This initiative includes an average 12% reduction in insurance fees across all cover types, aiming to provide more accessible and affordable insurance for its members. - read more
Suncorp Finalizes AU$2.4 Billion Reinsurance Agreement to Strengthen Financial Resilience
Suncorp Finalizes AU$2.4 Billion Reinsurance Agreement to Strengthen Financial Resilience
13 May 2026: Paige Estritori
Suncorp, a prominent Australian general insurer, has successfully secured a five-year reinsurance agreement valued at up to AU$2.4 billion. This strategic move is designed to cap natural hazard costs in approximately 90% of scenarios, thereby enhancing the company's financial resilience and stability. - read more
IAG Reports AU$505 Million Profit for First Half of FY26 Amidst Weather-Related Challenges
IAG Reports AU$505 Million Profit for First Half of FY26 Amidst Weather-Related Challenges
13 May 2026: Paige Estritori
Insurance Australia Group (IAG), one of Australia's leading insurers, has reported a net profit after tax of AU$505 million for the first half of the 2026 financial year. This figure represents a decline from the AU$778 million recorded in the corresponding period of the previous year, primarily due to severe weather events affecting its recently acquired RACQ Insurance (RACQI) portfolio. - read more
Climate Change Threatens to Widen Australia's Insurance Protection Gap
Climate Change Threatens to Widen Australia's Insurance Protection Gap
13 May 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has released its Insurance Climate Vulnerability Assessment (ICVA), shedding light on the potential impact of climate change on the nation's insurance landscape. The report indicates that escalating climate-driven pressures on insurance premiums could significantly widen Australia's insurance protection gap, posing increased financial risks across the system. - read more
Victorian Bushfires Prompt Concerns Over Rising Insurance Premiums
Victorian Bushfires Prompt Concerns Over Rising Insurance Premiums
13 May 2026: Paige Estritori
Recent bushfires in Victoria have led to significant property damage, with over 2,600 insurance claims filed, nearly half of which pertain to commercial properties, including farms. The Insurance Council of Australia (ICA) has declared the fires a catastrophic event, highlighting the potential for rising insurance premiums in affected regions. - read more


Cyber Insurance Articles

Navigating the Aftermath: Your Cyber Attack Recovery Roadmap
Navigating the Aftermath: Your Cyber Attack Recovery Roadmap
In an age where digital presence intertwines with daily operations, the threat landscape in Australia has magnified, exposing businesses to an evolving array of cyber threats. From sophisticated phishing attempts to ransomware attacks, the risk of digital insecurity looms large. Australia, with its growing technological adoption, finds itself facing an upsurge in cyber threat incidents year over year. - read more
Understanding the Risks: How Cyber Threats Can Cripple Your Business
Understanding the Risks: How Cyber Threats Can Cripple Your Business
In today's rapidly evolving digital landscape, Australian businesses face an ever-increasing array of cyber threats. From sophisticated phishing schemes to ransomware attacks, these dangers lurk in the virtual shadows, often going unnoticed until it's too late. Recognizing and understanding these cyber risks is not just important; it's crucial for the sustainability and success of any modern enterprise. - read more
The Essential Guide to Cyber Insurance for Australian Businesses
The Essential Guide to Cyber Insurance for Australian Businesses
Cyber insurance is a type of insurance designed to protect businesses from internet-based risks and, more generally, from risks relating to information technology infrastructure and activities. It covers losses related to data breaches, cyber extortion, and other kinds of cyber attacks. - read more
Strengthen Your Defences: Implementing Effective Cybersecurity Protocols
Strengthen Your Defences: Implementing Effective Cybersecurity Protocols
In today's digital age, understanding the cyber threat landscape in Australia is not just important—it's essential. Cyber attacks are becoming more sophisticated and are affecting businesses and individuals at an alarming rate. Common types of cyber attacks include phishing, ransomware, and data breaches, each with the potential to cause significant harm. The impact of cybersecurity breaches on both the economy and the reputation of affected entities is profound, ranging from financial loss to long-lasting reputational damage. - read more
Cyber Insurance 101: What Every Australian Business Owner Needs to Know
Cyber Insurance 101: What Every Australian Business Owner Needs to Know
Cyber insurance, also known as cyber liability insurance, is a type of coverage designed to protect businesses from the financial repercussions of cyber attacks and data breaches. As cyber threats become more sophisticated, the need for a safety net to mitigate the impact of such incidents has grown significantly. - read more

Knowledgebase
Proximate Cause:
The primary cause of loss in an insurance claim, which sets in motion a chain of events leading to the damage or injury.