Cyber Insurance Online :: News
SHARE

Share this news item!

Top Crash Trends: Insights from AAMI Data

Top Crash Trends: Insights from AAMI Data

Top Crash Trends: Insights from AAMI Data?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Male drivers lead in the unfortunate statistics, being responsible for 54% of vehicle accidents according to an extensive analysis of 4.3 million claims in the AAMI Decade of Driving Report.

The Suncorp-owned insurer's study, covering a period from 2014 to the previous year, unveils some startling insights. Surprisingly, drivers aged 65 and above emerge as the primary offenders in crashes, making up 26% of total incidents, the most by any age group.

When it comes to timing, Fridays tops the list, making it the most accident-prone day, accounting for 16% of weekly crashes. In contrast, weekends are relatively safer. The dangerous hours fall between 1pm and 4pm, highlighting a critical window for caution.

Crash types also exhibit notable patterns. The infamous "nose-to-tail" collisions dominate, responsible for 26% of significant accidents. Following closely are situations where drivers fail to give way, accounting for 19%, and incidents involving parked cars at 17%.

Geographically, Plenty Road in Bundoora, a northeast suburb of Melbourne, is infamously notable for vehicular mishaps, making it Australia's modt notorious road in terms of crash frequency.

Leah James, AAMI’s motor claims manager, pointed out, “The top crash spots in each state and territory are notoriously known for accidents. They are mostly busy roads or key thoroughfares crossing industrial areas, educational hubs, shopping districts, or central business districts."

“In all states, except Tasmania, the leading hotspot has retained its hazardous reputation for more than half of the past decade,” she adds.

The study’s primary goal, according to James, is to elevate awareness and educate Australians on safe driving practices by identifying the most common times, places, and causes of crashes. “While we've seen myriad changes and technological advancements in vehicle design since the start of our Crash Index in 1994, the Decade of Driving Report unfortunately shows that our driving behaviors have not evolved significantly,” James concludes.

The data underscores the importance of continuous education and adaptation to modern-day driving challenges, amplifying the necessity for vigilance even with advanced vehicle technologies. By addressing the highlighted hotspots and times, drivers can potentially mitigate risks and enhance road safety.

For the complete findings, more details are available in the AAMI's decade-spanning investigation published in their Decade of Driving Report.

Published:Tuesday, 24th Sep 2024
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Rate this article

0 Comments

No comments yet. Be the first to share your thoughts.

Insurance News

Why roadworthiness checks are an insurance issue for truck operators
Why roadworthiness checks are an insurance issue for truck operators
20 Aug 2026: Paige Estritori
Recent transport industry coverage has again highlighted regulator attention on heavy vehicle roadworthiness, with roadside checks, defect management and maintenance systems remaining central safety themes for Australian operators. For trucking businesses, the message is not limited to avoiding fines or delays. Roadworthiness can also influence how insurers view risk, how smoothly a claim progresses and whether policy conditions have been met after an incident. - read more
Silica Safety Scrutiny Raises Fresh Cover Questions for Tradies
Silica Safety Scrutiny Raises Fresh Cover Questions for Tradies
20 Aug 2026: Paige Estritori
Australia’s engineered stone ban and continuing regulator focus on silica exposure are more than a workplace safety issue for builders, renovators, tilers, stonemasons, plumbers, electricians and demolition contractors. They also create a practical insurance checkpoint for any trade business that cuts, drills, grinds, removes or works around dust-generating materials. - read more
Rising Repair Costs Put Fresh Pressure on Truck Operators
Rising Repair Costs Put Fresh Pressure on Truck Operators
20 Aug 2026: Paige Estritori
Fresh motor insurance commentary across the Australian market is again pointing to a practical issue truck operators know well: repairing vehicles is becoming more complex, more expensive and, in some cases, slower. For heavy vehicle businesses, this is not just a workshop problem. It can influence claim outcomes, renewal pricing, excess settings and the amount of time a truck is off the road after an incident. - read more
Why Claims Disputes Should Prompt a Farm Insurance Review
Why Claims Disputes Should Prompt a Farm Insurance Review
19 Aug 2026: Paige Estritori
Recent complaints data from the Australian Financial Complaints Authority has again highlighted a pressure point that matters to rural Australia: insurance claims can become difficult when expectations, policy wording and evidence do not line up. While the figures cover the wider insurance market rather than farms alone, the themes are highly relevant for agricultural businesses dealing with storm damage, fire losses, machinery failures, fencing repairs or interrupted operations. - read more
Compensation Rules Put Professional Indemnity Cover Back in Focus
Compensation Rules Put Professional Indemnity Cover Back in Focus
19 Aug 2026: Paige Estritori
Fresh industry attention on ASIC's expectations for compensation arrangements is a timely reminder that professional indemnity insurance should not be treated as a once-a-year renewal task. For Australian professionals who provide advice, compliance support, financial services, consulting, design, technology or outsourced business services, the adequacy of cover depends on how closely the policy matches the work actually being performed. - read more


Cyber Insurance Articles

Cyber Insurance: Safeguarding Your Business Assets and Reputation in the Digital Age
Cyber Insurance: Safeguarding Your Business Assets and Reputation in the Digital Age
Cyber Insurance is a type of insurance policy that protects businesses against internet-based risks and threats. This policy covers damages and losses caused by cyber attacks, such as theft of customer information, network downtime, and damage to reputation. - read more
Strengthen Your Defences: Implementing Effective Cybersecurity Protocols
Strengthen Your Defences: Implementing Effective Cybersecurity Protocols
In today's digital environment, Australian businesses need practical cybersecurity protocols to help protect sensitive data, digital assets and networks. Phishing, ransomware and data breaches can disrupt operations, create financial loss and damage reputation, so cybersecurity should be treated as an ongoing business discipline rather than a one-off technology task. - read more
How to Safeguard Your Financial Data from Cyber Threats
How to Safeguard Your Financial Data from Cyber Threats
Cyber risk management involves identifying, assessing, and mitigating risks related to digital and online threats. These threats can include unauthorized access to sensitive information, data breaches, and other malicious activities targeting an organization’s digital infrastructure. - read more
How claims-made cyber insurance policies work
How claims-made cyber insurance policies work
Many cyber insurance policies operate on a claims-made basis, which means timing can affect whether a cyber incident is covered. This guide explains policy periods, notification, retroactive dates, known circumstances and continuity of cover for Australian businesses reviewing cyber insurance wording. - read more
Best Practices for Securing Your Small Business in the Digital Age
Best Practices for Securing Your Small Business in the Digital Age
Cybersecurity refers to the measures and practices put in place to protect digital information and systems from attacks, unauthorized access, damage, and disruption. - read more

Knowledgebase
Insurable Interest:
A financial or other kind of interest in the insured item or person, necessary for a valid insurance contract.